I recently sat down and finally made a 9-11 layout. I used the lyrics from Alan Jackson's "Where Were You(when the world stopped turning)".
The journaling is hidden behind the pictures of the Towers. I printed the picture on textured paper and it has an oil on canvas look. The lyrics are on vellum and simply stapled in place.
Unfortunately, I didn't take pictures before I placed it in the page protector - so they aren't the best quality.